Posts Tagged With: debit card

My Debit Card Got Skimmed… (GA113)

Mary is no longer available for RV traveling, but we remain good friends.
Because we have 4,000+ postings, I’ve invited her to continue posting entries on this blog.
I’m currently in my 22nd year of full-time RVing and my lifestyle is changing, For more info click Here

The motorhome is parked at Thousand Trails RV Resort in La Connor, Washington. I’ll depart here July 24th.

 

 

Since my RVing life is changing (see above), I’m starting to re-visit previously visited places. So rather than constantly re-blogging past entries, I’ve decided to do something different.

 

 

In 2011-2013, Mary and I did a 682 day, 12,679 miles in the motorhome and 8,000 miles in the Bronco, circumnavigation of the United States, which I called The Great Adventure. I called it so because other than my oldest granddaughter’s high school graduation in June in Connecticut, I didn’t know where we would be going or when we would be there!

 

 

So, unless I do something really different and unusual warranting a new blog entry, I’ll be posting entries from that trip.

 

 

 

This entry was posted May 17, 2012…

 

 

 

Two days ago I got $200 cash from My Wells Fargo Bank ATM in Grants, New Mexico. When I got my email transaction receipt, I noticed my balance was about $1,000+ lower than what I thought it should be. Hmmm, I thought, so I went online to check my account statement. Sure enough, there were two transaction…one for $700+ and another for $400+ that I didn’t make. They were shown as purchases at Best Buy.

 

 

I immediately got on the phone and called Wells Fargo Fraud Protection and told them I travel extensively and use my debit card a lot! I’ve been a Wells Fargo customer since 1995 and I’m sure I use my debit card several hundred times a year. They immediately cancelled out the card and told me I could get a temporary one at the local wells Fargo Bank…

 

 

 

 

 

 

 

They told me most likely I was a victim of a skimming device on a gas pump…which I use a lot! They told me I could find out all about skimming devices by just entering “skimming devices” in my Internet search box…I did and there are a bunch of sites describing these devices!

 

 

Here’s a link to a site describing skimming devices…
http://www.merchantequip.com/merchant-account-blog/149/credit-card-skimming-and-places-that-sell-skimming-devices

and a very informative Wikipedia link about credit card fraud…
http://en.wikipedia.org/wiki/Credit_card_fraud

 

 

From the Wikipedia link…

——————————–

Cardholder liability

In the US, federal law limits the liability of card holders to $50 in the event of theft of the actual credit card, regardless of the amount charged on the card, if reported within 60 days of receiving the statement.[16] In practice many issuers will waive this small payment and simply remove the fraudulent charges from the customer’s account if the customer signs an affidavit confirming that the charges are indeed fraudulent. If the physical card is not lost or stolen, but rather just the credit card account number itself is stolen, then Federal Law guarantees card holders have zero liability to the credit card issuer.[17]

———————————

 

 

I encourage you to spend a few minutes on the two above websites to educate yourself about skimming devices. It could be worth a lot of money to you!

 

 

 

 

TWO FOR THE PRICE OF ONE! MARY WROTE A MANY GREAT BLOGS…SO WHENEVER SHE PUBLISHED A BLOG POSTING THE SAME DAY THAT I DID…YOU WILL BE ABLE TO READ HER BLOG BY CLICKING THE BELOW LINK! DO IT NOW…!!!

 

 

 

 

I HOPE YOU ENJOYED THE PHOTOS.

 Forecast for today’s destination is partly sunny and 65 degrees.

Enjoying nice weather is another joy in the life of a full-time RVer!

The red dot on the below map shows my approximate location in the State of Washington. You may double left-click the map to make it larger…

 

united-states-mapLACO

 

 

Enjoying 65-75 degree temperatures with low humidity most of the year is a primary joy in the RVing lifestyle!

“Life is like riding a bicycle. To keep your balance you must keep moving”…Albert Einstein

2

My current travel rig is a 2006 Fleetwood 26′ Class A Motorhome and a towed 1986 Ford Bronco II, Eddie Bauer Model. This photo was taken in the desert at Slab City near Niland, California…

DSC040481b

On October 27, 2012, I created a two-minute video titled America The Beautiful. The music America The Beautiful is by Christopher W. French. The photos, which I randomly selected, are from the states of Arizona, California, Colorado, Florida, Georgia, Louisiana, Massachusetts, Mississippi, Montana, New Mexico, North Carolina, Oklahoma, Oregon, Pennsylvania, Texas, Tennessee, Washington and West Virginia (not shown in that order)…are mine. Yup, That’s me standing in front of the Post Office in Luckenbach, Texas…Y’all!

Click this link to start the video. Make sure you have your speakers turned on and go to full screen asap.
http://youtu.be/FfZUzEB4rM8

If you would like to see my YouTube videos, click this link… http://www.youtube.com/user/JimJ1579/videos

There are more than 700 photo albums in my Picasa Web Albums File. To gain access, you simply have to click this link… https://get.google.com/albumarchive/110455945462646142273?source=pwa

If you have not checked out my Ramblin Man’s Photos Blog, you can do so by clicking this link…http://ramblinmanphotos.wordpress.com/

For more information about my books, click this link:
http://www.lulu.com/spotlight/panamaorbust

All original works copyrighted – Jim Jaillet -2017

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My Debit Card Got Skimmed…

Two days ago I got $200 cash from My Wells Fargo Bank ATM in Grants, New Mexico. When I got my email transaction receipt, I noticed my balance was about $1,000+ lower than what I thought it should be. Hmmm, I thought, so I went online to check my account statement. Sure enough, there were two transaction…one for $700+ and another for $400+ that I didn’t make. They were shown as purchases at Best Buy.

I immediately got on the phone and called Wells Fargo Fraud Protection and told them I travel extensively and use my debit card a lot! I’ve been a Wells Fargo customer since 1995 and I’m sure I use my debit card several hundred times a year. They immediately cancelled out the card and told me I could get a temporary one at the local wells Fargo Bank…

They told me most likely I was a victim of a skimming device on a gas pump…which I use a lot! They told me I could find out all about skimming devices by just entering “skimming devices” in my Internet search box…I did and there are a bunch of sites describing these devices!

Here’s a link to a site describing skimming devices…
http://www.merchantequip.com/merchant-account-blog/149/credit-card-skimming-and-places-that-sell-skimming-devices

and a very informative Wikipedia link about credit card fraud…
http://en.wikipedia.org/wiki/Credit_card_fraud

From the Wikipedia link…

——————————–

Cardholder liability

In the US, federal law limits the liability of card holders to $50 in the event of theft of the actual credit card, regardless of the amount charged on the card, if reported within 60 days of receiving the statement.[16] In practice many issuers will waive this small payment and simply remove the fraudulent charges from the customer’s account if the customer signs an affidavit confirming that the charges are indeed fraudulent. If the physical card is not lost or stolen, but rather just the credit card account number itself is stolen, then Federal Law guarantees card holders have zero liability to the credit card issuer.[17]

———————————

I encourage you to spend a few minutes on the two above websites to educate yourself about skimming devices. It could be worth a lot of money to you!

All original material Copyright – Jim Jaillet 2012
For more information about my three books, click this link:
http://www.lulu.com/spotlight/panamaorbust

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Debit Card Fraud Risks…

We’re still at the Golden Sun RV Resort in Apache Junction, Arizona where we will remain hanging out and visiting with friends.. See my Blog entry for more information about this place…
http://wp.me/pDCku-3wM

In the meantime…here’s an interesting story.

As a person who travels extensively with a debit card…I found this article most interesting. Perhaps you will also.

http://www.bankrate.com/finance/checking/risky-places-swipe-debit-card-1.aspx

All original material Copyright – Jim Jaillet 2012
For more information about my three books, click this link:
http://www.lulu.com/spotlight/panamaorbust

Categories: Uncategorized | Tags: , , , , , , , | Leave a comment

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